Migration Metrics is a Corporate Sponsor of the

BAI National Loan Review Conference

CHICAGO, IL – March 16, 2005 – Migration Metrics is a Corporate sponsor of the BAI National Loan Review Conference being held in New Orleans March 21 - 23.  Representatives will available to provide customized demonstrations of the

Risk Migration Analysis System and to discuss credit quality needs and risk migration applications with conference attendees. Additional information about the conference can be found at www.bai.org/nlr2005.

Migration Metrics developed the Risk Migration Analysis System to analyze historical credit performance and reveal credit loss trends for any class of loans and at every level of granularity. It enables lenders to use the historical portfolio performance to help determine future losses, evaluate the effectiveness of existing risk rating policies, and identify areas of exposure. It also provides auditable reporting results that can be instrumental in maintaining credibility with regulators and auditors.

About Migration Metrics LLC

Migration Metrics was founded in 2004 as a spin-off of North Center Software – a provider of credit quality software and services to leading financial institutions since 2001. Migration Metrics charter is to market, support and evolve the Risk Migration Analysis System and to extend the Risk Migration platform to support other back-office and regulatory reporting requirements. For additional information, email info@migrationmetrics.com .

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